How We Work
Guidon Mortgage Group is a mortgage brokerage, which means we work differently than traditional banks. Here's what that means for you.
What is a Mortgage Brokerage?
As a mortgage brokerage, we act as an intermediary between you and multiple lenders. Instead of being limited to a single bank's products, we have access to a wide network of lenders, allowing us to find the best loan options tailored to your specific needs.
Benefits of Working with a Broker
Access to Multiple Lenders
We work with dozens of lenders, giving you access to a wide range of loan products, rates, and terms that you wouldn't find at a single bank.
Competitive Rates & Terms
By shopping multiple lenders on your behalf, we can negotiate better rates and terms than you might get going directly to a single institution.
Personalized Service
You work with a dedicated loan officer who understands your unique situation, especially if you're military, and guides you through every step of the process.
Expert Guidance
Our team has deep expertise in VA loans, military relocations (PCS moves), and specialized loan programs that traditional banks may not offer.
Time Savings
Instead of filling out multiple applications at different banks, you work with us once, and we handle the lender shopping for you.
No Upfront Costs
Our services come at no additional cost to you. We're compensated by the lender, so you get expert guidance without paying extra fees.
Our Process
Initial Consultation
We start with a conversation to understand your goals, financial situation, and timeline. Whether you're buying your first home, refinancing, or relocating due to PCS orders, we'll tailor our approach to your needs.
Loan Shopping
We review your profile with multiple lenders in our network to find the best rates, terms, and loan products that match your situation. This is where our broker advantage really shines—we do the shopping for you.
Application & Documentation
Once we've identified the best option, we'll guide you through the application process and help you gather all necessary documentation. For military clients, we understand the unique documentation requirements.
Underwriting & Approval
We work closely with the lender's underwriters to ensure a smooth process. If any issues arise, we're there to advocate on your behalf and find solutions.
Closing
We'll coordinate with all parties to ensure a smooth closing. Our goal is to make this process as stress-free as possible, especially for military families who may be managing a move or deployment.
Ready to Get Started?
Experience the benefits of working with a mortgage broker. Let us help you find the perfect loan for your situation.